Deskripsi Pekerjaan


  • Development of appropriate Credit and Collections policies & procedures which are aligned to corporate directives, business strategies and current economic conditions.
  • Develop the strategic plan for Credit and Collections and Portfolio Management which meets the company’s objectives.
  • Develop innovative and profitable credit products
  • Coordination and liaison with Marketing, Buyers and Operations Divisions to implement successful credit campaigns and promotions 
  • Develop and enhance existing MIS to support Credit, Collections and Portfolio Management in a robust manner
  • Develop and implement goals, objectives and KPIs across the Division in line with corporate objectives
  • Review collection MIS to ascertain status of collections and to evaluate effectiveness of current collection policies and procedures.
  • Continually measure and evaluate existing customer payment performance to validate appropriate credit products and policies
  • Evaluating and optimizing existing tools for risk management and fraud detection. This includes evaluation of scorecard and best practices.
  • Analyzing and understanding of historical data and customer history data for identifying specific risk characteristics and trends aimed at reducing losses while protecting top line sales and company’s profitability
  • Innovating key initiatives around portfolio management including: risk model development and deployment, trend analysis techniques and system requirements, documentation and processes necessary to support this
  • Working with the Operations Division to acquire new customers and grow credit sales in a profitable manner and to address any potential risk areas jointly 
  • Overseeing the implementation of new risk controls, assessing their results, and assisting in operational fine-tuning of risk controls.
  • Working closely and providing coordination between Systems team and operations teams to drive key process improvements.
  • Assisting in strategic decisions related to the company
  • Supports Internal Audit for compliance and development of risk management in your division.
  • Ensures articulation of company’s desired image and position and assures consistent communication both internally and externally.
  • Maintaining a highly productive, experienced and motivated organizational culture within the Division/Company consistent with the Company’s core values utilizing effective Management/Leadership tools (performance measurement, skills assessment and training, process training).
Job Requirements :
  • Bachelor's degree or Professional qualification required
  • At least 6 to 10 years of relevant working experience
  • Strong knowledge of credit, risk management  and portfolio management
  • Thorough understanding of credit and collections
  • Strong tactical execution, systems, analytical skills, interpersonal and communication skills required
  • Self-driver, entrepreneurial skills and results orientated
  • Fluent in English & Computer Literate
  • Placement in BSD

Tentang Perusahaan

Why join us

Our Mission
We make aspirational home products easily affordable.

Our Vision
To be a market leading retailer offering customers superior value and experience by providing affordable home and technology solutions.


Our Core Values
We live our values with integrity

1. Employee First
2. Customer Focused
3. Innovate to Grow
Our Vision
To be a market leading retailer offering customers superior value and experience by providing affordable home and technology solutions. Our Core Values
We live our values with integrity1. Employee First 


Courts Mega Store Blok G-03, Q-Big Mall Jl. BSD Raya Utama, Lengkong Kulon, Banten, Indonesia

No. Telepon



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