Banking Credit Analyst ( SME)

    Ditayangkan 02/November/2016

    Simpan0

    www.jobstreet.co.id

    • • Opportunity to grow
    • • Unique Culture
    • • Competitive Salary

    DESKRIPSI PEKERJAAN

    • Makes loan proposal from customer by performing analysis of potential customer feasibility study in the credit process applied, including gathering information, visiting client, etc.
    • Analyses credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
    • Generates financial ratios to evaluate customer's financial statement status.
    • Evaluates customer records.
    • Prepares reports that include the degree of risk involved in extending credit or lending money.
    • Completes loan applications, including credit analyses and summaries of loan request; and
    • Reviews individual or commercial customer files to identify and select delinquent accounts for collection.
     
    Key Competencies :
    • Candidate must possess at least a Bachelor's Degree, Economics, Business Studies/Management, Commerce or equivalent.
    • Posses high risk awareness, compliance and integrity.
    • Strong analytical skills.
    • Familiarity with external and market conditions, especially on micro and macro economics.
    • High degree of accuracy and attention to details.
    • Strong communications skills (oral and written).
    •  Interest in process improvement and implementing best practices.
    • At least 2 year(s) of working experience in the related field is required for this position.
    • Applicants must be willing to travel to Surabaya (Surabaya-based candidate preffered).
    • Preferably Supervisor / Coordinators specializing in Banking/Financial Services or equivalent.
    • Full-Time position(s) available.

    Tutup pada 16/November/2016

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    Kesimpulan Review

    Pros
    • Karyawan harus pandai bernegosiasi gaji karena gaji yang didapat besar dan menguntungkan untuk karyawan khususnya untuk fresh graduate dari universitas ternama.
    • Tempat yang sangat cocok untuk mecari ilmu dan pengalaman baru di dunia perbankan yang sudah terkenal, dimana ilmu selalu berkembang disini.
    Cons
    • Tidak ada uang lembur untuk karyawan dan struktur organisasi yang tidak jelas appalagi karier tidak menjanjikan untuk kedepannya karena akan lama untuk naik jabatan.
    • Tidak ada tunjangan untuk makan siang dan tunjangan untuk kesehatan tidak menjamin karena sedikit sekali tunjangannya untuk karyawan dari perusahaan.

    Address

    Amar Bank Pusat, Jalan Basuki Rahmat, Embong Kaliasin, Surabaya City, East Java, Indonesia

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