1 Lowongan kerja di Bank Rabobank International Indonesia PT
DESKRIPSI PEKERJAAN Candidate must possess at least a Bachelor's Degree, any field. Required skill(s): fluent in english and bahasa indonesia, have pleasant attitude, familiar with banking products., relevant banking training courses, Selling skils. Required language(s): English, Bahasa Indonesia At least 3 year(s) of working experience in the related field is required for this position. Preferably Staff (non-management & non-supervisor)s specializing in Banking/Financial Services or equivalent. 5 Full-Time position(s) available. Job Overview/Purpose: The role is responsible to provides lending services and maintain good business relationship with SME clients to achieve targets, at the same time closely guarding the risk profile of the portfolio. Job Requirements: Offer funding and lending products. Get NTB (new to bank) clients. Maintain good relationship with clients : Make a plan Visit client : offer product based on customer needs and customer profile Advise Follow up Call reports Implement Process application/extension credit : Conduct interviews and collecting data from prospective debtor for credit analysis. Conduct survey to prospective client’s business (on the spot). Do BI checking and trade checking. Assist Appraisal staff and client on collateral review. Create application/extension credit proposal. Present credit proposal to Credit Committee. Inform prospective debtor about credit committee decision. Together with legal officer, assist client on credit signing. Monitor credit deployment. Implement KYC policy in screening prospective client. Assist implementation of update client profile and transaction profile in accordance with current procedure. Report suspicious transaction to the superior. Do lending administration : Review current lending interest rate when there is a change in interest rate and make the notice. Ask for lending client approval about insurance extension, certificate, and other documents related with debtor collateral. Request a promissory note or other documents required in accordance with debtor facility in the bank. Make a report in accordance with current policies. Do lending collection : Monitor instalment payment to avoid NPL Sending letter to client regarding overdue payment Arrange meeting with clients to discuss overdue payment Collect from O/D account. Assist Non Performing Loan team (team that restructure/solve NPL) Propose actions in order to restructure NPL. Monitor lending client account activity for early detection to avoid NPL. Do clearing picket : Approve/reject overdraft in accordance with current procedures. Perform confirmation for large amounts withdrawal. Do other task assigned by superior.
Bank Rabobank International Indonesia PT
Rabobank adalah perusahaan dari Belanda yang telah berdiri sejak tahun 1990 dan terus mengembangkan sayap di Indonesia.
- Masih Bekerja
- Accounting / Finance
- 13 Maret 2016
- Gaji & Benefit
- Work/Life Balance
- Senior Manajemen
- Nilai & Budaya
- Jenjang Karir
- Fasilitas cuti yang cukup banyak dibandingkan dengan perusahaan perbankan lainnya.
- Pekerjaan yang memerlukan kerja keras dan tantangan yang cukup tinggi.
- Advice to Management
- Perusahaan asing dengan fasilitas dan manfaat seperti pembelajaran secara internasional melalui jaringan internal yang bisa diakses dari manapun di selurun dunia.